Information on Coronavirus (COVID-19)
Johns Hopkins Advantage MD is tracking the coronavirus (COVID-19) situation closely. We want to make sure you have up-to-date information, know what to expect, and know how to care for your own and your family’s health.
Please visit coronavirus.jhu.edu for the latest COVID-19 news, health and safety guidelines, and easy instructions for how to protect yourself.
Maryland is under a state of emergency in response to the spread of COVID-19. To stay updated on the changing situation in Maryland, please visit coronavirus.maryland.gov.
The U.S. Department of Health and Human Services Office of Inspector General (OIG) is alerting the public about fraud schemes related to the coronavirus pandemic (COVID-19). Find out how to protect yourself from fraud schemes.
Getting Back to Care Amid COVID-19
Concerns about COVID-19 have caused many people to avoid seeking important health care during the pandemic. Preventive and routine care is still critical for your overall health. Health care providers are seeing more patients in person again. If you have been delaying care or have not been able to see your primary care provider (PCP) in a while, you should call to set up an appointment. Ask what preventive care you may be due for. Or set up a well-visit to discuss any screenings or routine care that you need.
Provider offices are taking extra precautions to ensure that offices are clean and patients and staff are safe. If you do not feel comfortable having an in-person appointment, you should consider using telehealth. With audio and video calls, you can still have many services. See the information on this page about how Advantage MD covers telehealth.
Coronavirus and Your Benefits
It is critical to Advantage MD that our members have appropriate access and coverage to testing and treatment for coronavirus. Advantage MD has updated all benefit plans with the following coverage:
- Testing for COVID-19 is covered with an in-network or out-of-network provider.
- Members will have no cost-shares (copayments, co-insurance and deductibles) for COVID-19 testing or visits that result in COVID-19 testing.
- No pre-authorization requirement for COVID-19 testing and the associated visit.
- Medically-necessary testing and treatment at an out-of-network facility will be covered at in-network benefit level.
- Members can be reimbursed for filling prescriptions at an out-of-network pharmacy; cost-shares would still apply at in-network benefit level.
- Early refill restrictions waived on prescription for at least 30-day supplies.
Members can also consider getting a 90-day supply of maintenance medications you take on a regular basis. Visit COVID-19 – Frequently Asked Pharmacy Questions or our pharmacy page to learn more about your prescription coverage.
- Real-time audio/video: Now available to members outside rural areas
- Virtual Check-Ins: 5-10 minute doctor check-ins by phone or video chat
- E-Visits: Doctors analyze members’ pre-recorded video/images within 24 hours
- Same copayments/co-insurance apply for telemedicine as for face-to-face visits.
- Telemedicine used for the testing and treatment of COVID by in-network and out-of-network providers is covered.
Older Adults at High-Risk
Older adults and people who have severe chronic medical conditions like heart, lung or kidney disease are at higher risk for more serious COVID-19 illness.
If you are at increased risk for COVID-19 complications due to age or because you have a severe underlying medical condition, it is especially important for you to take actions to reduce your risk of exposure.
There is no vaccine for the coronavirus at this time, but you can take steps to help keep yourself and others safe. Follow these tips to prevent infection:
- Avoid hugs, handshakes, and crowds.
- If you feel sick, stay home.
- If someone in your household has tested positive for COVID-19, keep everyone in the house at home.
- If you are at higher risk of severe illness, stay home and away from other people.
As with any illness, call your provider if you are feeling unwell. You should also call your provider if you experience symptoms of coronavirus—fever, cough and trouble breathing—or if you think you may have been exposed to the virus.
Clean hands save lives! This simple step is one of the best ways to protect yourself and others.
- Wash your hands often with soap and water for at least 20 seconds, especially:
- Before eating
- After going to the bathroom
- After blowing your nose, coughing, or sneezing
- When you can’t get to soap and water, use a hand sanitizer with at least 60% alcohol.
- Avoid close contact with people who are sick. If someone is sick at home, wash your hands before and after caring for them.
- Cover your cough or sneeze with a tissue, then throw the tissue in the trash.
Our priority remains to ensure that you have access to the health care you need. We will continue to update our website with information that can help you stay healthy, or – in case you get sick – help you get the right care.