Am I Eligible For Advantage MD?
To be eligible for a Medicare Advantage plan, you must fall under the following criteria:
You’re entitled to Part A and enrolled in Part B
Includes people under 65 years of age who are entitled to Social Security disability.
End-stage renal disease (ESRD)
If you have end-stage renal disease (ESRD), you do not qualify for Advantage MD at this time (see exceptions).
For coverage beginning Jan. 1, 2021, individuals with ESRD are eligible for Advantage MD.
When Can I Enroll?
You can enroll in Medicare as early as three months before your 65th birthday, and up to three months after. This Initial Enrollment Period gives you a 7-month window to sign up.
Initial Enrollment Period
Keep in mind, you don’t have to be retired to sign up. If you’re one of the millions of people working past 65, you can still enroll. Be sure to check with your benefits department to see if you could save money on your health benefits by enrolling in Medicare.
Are There Other Times I Can Enroll?
If you’ve been eligible for Medicare for a while, your enrollment options may be different depending on the time of the year.
Annual Enrollment Period (AEP) (From October 15 – December 7)
AEP takes place at the same time each year. During this period, you can enroll, disenroll — or change your Medicare plans (Medicare Advantage, Medicare Supplement, or prescription drug plan). You also have the option to return to Original Medicare. Elections made during AEP are effective on January 1 of the following year.
“Lock-in Period” (From April 1 – October 14)
Between April 1 and October 14 you cannot change coverage, unless you qualify for a Special Enrollment Period (SEP). If you do not qualify for an SEP, you’ll have to wait until AEP to elect new coverage.
Special Enrollment Period (SEP) (Timing is dependent)
During an SEP, you can enroll, disenroll or change your coverage because of personal circumstances. Reasons for qualifying for SEP may include: you’ve moved, you became eligible for Medicare and Medicaid, you’re leaving your employer group health plan.
Enrolling After 65?
Please note: the information in this section does not apply to Advantage MD Group.