What Is a Medicare Advantage Plan?
Medicare (also referred to as Original Medicare) is a federal health insurance program that provides health insurance coverage to people age 65 and older, and younger people with permanent disabilities, end stage renal disease (ESRD), or Lou Gehrig’s disease.
Medicare Advantage (Part C) is a privately managed alternative to the federally-administered Original Medicare. Medicare Advantage plans, such as Johns Hopkins Advantage MD (PPO), cover what Original Medicare does, plus they include prescription drug coverage. Many plans also cover vision and hearing services, dental care, and health and wellness programs.
Why Choose a Medicare Advantage Plan?
Original Medicare provides basic medical and hospital benefits and only pays for 80% of covered services. Johns Hopkins Advantage MD provides comprehensive benefits that cover your doctor, specialist, and hospital care, as well as many other medical services. Advantage MD also covers prescription drugs, preventive dental, routine vision, and routine hearing care.
|PLAN BENEFITS||ORIGINAL MEDICARE||ADVANTAGE MD PPO||MEDICARE SUPPLEMENT PLAN F|
|$0 medical deductible||NO||YES||YES|
|Built-in prescription drug coverage||NO||YES||NO|
|Routine vision exam||NO||YES||NO|
|MONTHLY PREMIUM||Part B premium||$44
+ Part B premium
+ Part B premium
+ Part D Drug Plan premium
* Monthly premiums for Medicare Supplement Plan F in MD range from $146 – $344.
Based on available 2016 monthly premium information on medicare.gov
Am I Eligible?
You are eligible for a Medicare Advantage plan if:
- You are entitled to Part A and enrolled in Part B; this includes people who are under 65 years of age who are entitled to Social Security disability
- You permanently live in the plan’s service area
- You do not have end-stage renal disease (ESRD), unless you meet one of a few exceptions. Learn more about these exceptions.
How Can I Learn More?
We’re here to educate you about Medicare, Johns Hopkins Advantage MD, and walk you through your best coverage options. Below, we provide two convenient ways for you to get the information you need.